We'd been arguing about his credit card.  He wanted me to leave it.  I said no, it could be stolen and there was no place for him to use it anyway. 

He looked at me and said, "I'm buggered, aren't I?"

That cruel moment of clarity.  He is buggered.  Done for.  Finished.  Life will never be as it was.

I held his hand and said, "You've got a few problems, yes."

No more was said.  He apologized for making life difficult for me.  Apologized and I've taken everything, even  his cat.